Debt Free Services, Inc.
(888)244-2285

Our Defaulted Student Loan Program is designed to help individuals with defaulted student loans get back on track through refinancing and consolidation of one or more student loans.

The Process

Our Defaulted Student Loan Program is designed to help individuals with Federal defaulted student loans get back on track through refinancing and consolidation or rehabilitation of one or more student loans. We CAN work with those individuals who are getting their wages garnished.  In the DSLP process, Debt Free will represent the client through a limited power of attorney to act as an intermediary between the client and his creditors to resolve their student loan issues. The restructuring of student loan(s) may be accomplished through consolidation and/ or rehabilitation of title IV funds through all existing federal sources, possibly including the client’s original or current student loan creditor. Most often, new funds are secured through a government program to pay off the old defaulted student loan and provide the client with a new student loan in good standing and a fresh start. Debt Free will find the best current source for funding.  Other options are rehabilitation or negotiated settlement. Each case is unique and handled on an individual basis depending on the client’s unique goals and needs. 

Once you become our client, we will verify all the information regarding your student loan(s) and contact the current holder of the loan to notify them that we will be representing you to resolve the loan. Sometimes good faith payments are helpful during the fact-finding and while processing the consolidation/refinancing. This generally insures that the collection agency will not continue to pursue legal action while we complete the process. It is our goal to get the student loan back into good standing as quickly as possible. 

Once the client has a new student loan or their current loan is rehabilitated, they have a new lease on their financial life and will begin rebuilding their credit! Any garnishments will end.  They will have reasonable interest rates, several payment options, and can qualify for additional student loans for future education. With these options available, there should always be strategies available for the clients to work through difficult periods in their lives without going back into default. They can now take control of their financial situation!

Solution Guarantee Program!
Debt Free, Inc. has been providing debt solutions to consumers since 1991, is a member of the Better Business Bureau and is proud of the high quality service we provide our clients. As a leading provider of solutions for defaulted student loans, we want to assure you that you will receive the most comprehensive services available through our program and we back up the results with the following guarantee.

If your student loans meet the criteria outlined in the guarantee, we guarantee that we will be able to provide you with a viable solution to bring your student loan(s) out of default or you will receive a full refund of fees paid upon your written request for a refund.
Call a counselor today to learn if you qualify!

Beware of Imitators!
Debt Free designed this unique program in the 1990’s to help resolve student loan problems when no other company could address them. Although a few imitators have entered the marketplace their service does not come close to what Debt Free’s experience and integrity can provide! Be sure to check with the Better Business Bureau regarding any company you are considering doing business with. In addition, don’t be fooled by  low fees. If a company is not representing you through a power of attorney, they cannot work with your current creditors or collection agencies or gain complete information to ensure your case is handled in the best manner possible for your situation. 

The first step to determine if our program is right for you is to discuss your situation with one of our debt specialists. Call today for a FREE Defaulted Student Loan Analysis!